So, you’ve found your dream MINI, now it’s time to make it yours. A simple solution to MINI ownership for personal use, a MINI Consumer Loan offers the flexibility to choose from a range of agreement terms, the option to pay a deposit, trade-in your previous vehicle or add a balloon payment to your agreement. Tailoring these options allows you to manage your monthly repayment to suit your needs.
Additionally, you can choose to lock in a Guaranteed Future Value (GFV) for your MINI with MINI Flex^. This means you’ll know, upfront, how much we’ll value your new or pre-loved MINI for at the end of your car loan agreement. Put simply, this reduces the risk that you’ll be out of pocket at the end of your agreement if the value of your MINI is less than the balloon amount (the amount you may owe at the end of your agreement).
As with all our products, with a MINI Consumer Loan you won’t pay any account keeping fees and you can choose to apply online or by visiting the team at your local MINI Garage.
Click here to view the MINI Financial Services Target Market Determination.
DISCLAIMER
Finance provided by MINI Financial Services (a division of BMW Australia Finance Limited, Australian Credit Licence 392387). Conditions, lending criteria, fees and charges apply.
^ MINI Flex consists of:
- in the case of a loan, an option to deliver the vehicle to us instead of paying the Guaranteed Future Value (GFV) amount at the end of the agreement term; or
- in the case of a lease, an option to return the vehicle to us and not pay the GFV amount at the end of the lease term, provided the vehicle is undamaged except for fair wear and tear as determined by our approved dealer and provided that the agreed kilometre allowance has not been exceeded. The GFV is not a representation of the anticipated market value of the vehicle at the end of the agreement term. To be eligible, vehicles must be built within 18 months. Odometer cannot exceed 10,000km at agreement commencement. Lending criteria, fees, charges and conditions apply.
